First time buyers
Boost your affordability and get on the ladder with expert support
Home Movers
Whether upsizing or relocating, well help you get the right mortgage
Remortgaging
Find a better rate or release equity with clear, tailored advice
Specialist Mortgages
Support for a wide range of specialist mortgage needs
Buy to Let
Explore mortgage options to start or grow your rental portfolio
Over 50s
Access flexible later-life mortgage options to support your plans
Discover all our mortgage schemes
Cash Lifetime ISA
Save towards your home deposit or retirement and you’ll get a 25% government bonus
S&S Lifetime ISA
Invest towards your home deposit or retirement and you’ll get a 25% government bonus
Easy Access Cash ISA
Save up to £20,000 into a Cash ISA each tax year, and the interest you earn is tax-free
Fixed Rate Cash ISA
Lock your savings away for a fixed term in return for a fixed interest rate
HomeSaver®New
Get a boosted savings rate when you get a mortgage through Tembo
Discover all our Savings accounts
Affordability Calculator
See how much you can borrow as well as indicative interest rates
Remortgage Calculator
See how much you could save by switching to a new deal
Take home pay calculator
See what your annual, monthly and weekly take-home could be
Stamp duty calculator
Figure out how much Stamp Duty you'll pay on your purchase
Compare mortgage rates
Compare the best rates and deals from over 100 lenders
Compare remortgage rates
Compare the best rates and deals from over 100 lenders
Our mission
How we’re reshaping homeownership for the next generation
Meet the team
The people making home happen for thousands of homebuyers
Case studies
See how buyers like you reached their goals with Tembo
Our lenders
See the trusted lenders we partner with for better deals
Contact us
Get support from our friendly team whenever you need it
Best mortgage deal guarantee
Exclusive to Tembo savers
My mortgage
Connect your mortgage for hassle free remortgaging
Homebuying Plan
A clear plan to buy your new home
Ratecheck
Protect yourself against rising rates
Property reports
A free report on your home
At Tembo we search deals from 100+ lenders, helping you to quickly compare your options and find the best remortgage deal for you. Create your plan in just ten minutes.


Get your remortgage journey underway in 3 simple steps

Yes, you can usually borrow more by remortgaging. When you apply for a remortgage, you can apply for a larger mortgage loan. Whether you'll be approved for this additional borrowing depends on whether you pass the lender's affordability checks, as they'll need to ensure you can afford to borrow more.
Yes, you can remortgage to consolidate debt. By release equity from your home by remortgaging, you could pay off your debt. However, you'll need to pass the lender's affordability and credit checks to be approved for a remortgage. If you have a poor credit score or expensive financial commitments, you might have access to a smaller range of lenders and may be offered higher rates, which can make it more difficult to remortgage.
Yes, it is possible to remortgage and borrow more with a shared ownership property. To do this, you are likely going to need to switch to a mortgage lender who is willing to offer you a larger loan. It can be difficult to know which lenders are likely to accept your application. Working with a specialist like a mortgage broker can help you find the best lenders to apply to.
